Programmable Group Savings. Deterministic Settlement on Arc.
Eliminate treasurer default and manual spreadsheets. Pool recurring liquidity with trusted circles in native USDC with automated FIFO rotations, flexible liquidity advances, and sub-cent gas fees.
Protocol Gas
Native USDC
Zero token bridgingExecution
<1s Finality
Deterministic speedCustody
100% On-Chain
Non-custodial vaultsArc Global Synergy Alpha
0x7bA5860a36A89ed9eB753afc1d99482BE548AdD3
$50.00 USDC
5 members × $10.00~$0.005
Paid directly in USDCSystem Architecture
Engineered for Precision Capital Formation
Combining traditional community rotating credit with cryptographic finality on Arc Mainnet.
Deterministic FIFO Queues
Member payout order is set upon enrollment in an immutable FIFO state machine. Eliminates treasurer bias, embezzlement, and subjective delays.
Native USDC Gas Economics
Arc uses USDC as its native gas token. Contributions and sub-cent network transactions are calculated in real dollars with zero volatile gas slippage.
Emergency Credit & Bidding
Participants can access liquidity advances up to 75% of pot size or place discount bids to accelerate their payout turn in emergency scenarios.
Float Yield Optimization
Idle pool balances generate automated yield during cycle intervals, accumulating additional cooperative buffer for the group.
Mechanism Comparison
How GScoop Upgrades Collaborative Savings
Comparing informal peer groups and traditional dApps against Arc-native collaborative contracts.
| Dimension | Informal Offline Groups | Legacy Web3 dApps | GScoop on Arc Mainnet |
|---|---|---|---|
| Custody & Governance | Manual treasurer risk, physical cash loss | Multi-sig or rigid single-vault contracts | 100% Non-custodial FIFO state machine |
| Gas & Network Fees | Bank wire fees, cash conversion fees | Volatile ETH gas ($2 – $25/tx spikes) | Native USDC gas (~$0.005/tx) |
| Settlement Latency | 1 – 3 business days per cycle | 15 – 60 seconds block confirmation | Sub-second deterministic finality |
| Capital Efficiency | 0% yield on idle deposits | Complex LP farming, impermanent loss | Automated 5.2% float yield integration |
| Liquidity Access | Strictly locked until allocated turn | Penalty slash for early exit | 75% advance facility + turn bidding |
Collaborative Savings & Rotation Calculator
Simulate turn payouts, full circle duration, float yield, and native Arc gas efficiency.
$500 USDC
100% On-Chain Settlement70 Days
10 recurring cycles+$2.49 USDC
Cooperative buffer earned$375.00 USDC
Emergency advance facilityBy settling in native USDC on Arc, your circle saves approximately $1800 in volatile gas fees compared to executing 100 transactions on Ethereum L1.
Verified Registry
Active Cooperative Circles
Ready to deploy a cooperative circle?
Launch an immutable savings pool on Arc Mainnet in under 30 seconds. Set contribution amounts, cycle durations, member limits, and invite your circle.